Our vision is to deliver a richer life for our clients

This vision brings with it a responsibility to preserve and develop values for our clients, but also for society as a whole.

Your preferences – your portfolio

All investments have an impact on the planet. This is true whether you invest directly in companies, via index funds or opt for active management. Our principal approach is transition, i.e. we aim to influence companies to implement changes through our investments rather than exclude them entirely from our activities.

Our clients have differing preferences and our task as advisors is to deliver services that are in line with client needs. Consequently, we have recommended investment proposals both for clients who want to invest more in companies with future-oriented solutions and for those who want to take an exclusion approach. Find out more here.

Formue’s goals and initiatives

To monitor and regularly report on our progress towards the UN Sustainable Development Goals
To offer low-carbon solutions to clients who want them

Universe

With more than 10,000 fund managers globally, we seek out and select the most expert and active management networks. These managers are best placed for setting good, sustainable criteria when making their investment choices. They have the freedom to avoid investments that do not satisfy their criteria and to effectively monitor the companies they invest in.

Selection

We conduct analyses and interviews when selecting managers. We check whether ESG and sustainability are an integral element of the managers’ own investment processes and how sustainability is integrated, monitored and reported on. One of the factors assessed is whether the manager takes on external commitments through membership of relevant forums. Managers who may undertake investments that regularly conflict with UN norms and conventions are excluded.

Evaluation

We monitor the managers who have gained our trust closely to ensure that they deliver on what they have promised and in order to continue developing their work on ESG. Among other things, we ask that the managers engage in dialogue with portfolio companies regarding implementation of appropriate transition plans. We regularly evaluate the results from our work on ESG.

1. For clients who want to accelerate the green transition by investing in companies that are developing new solutions

Most investment portfolios include companies that are involved in tackling the challenges we face, e.g. renewable energy providers, electric car manufacturers or carbon-capture initiatives. However, these make up only a small percentage of global companies. For clients who want an increased share in this type of company, we can recommend selected funds that actively invest in climate solutions in areas such as clean energy, energy efficiency, water purification and sustainable farming.

It is essential to bear in mind that this type of impact fund should not make up too large a proportion of the total portfolio, as focused investment like this concentrates the risk in just a few sectors.

Examples of areas you can invest in:

Clean water
Solutions for purifying water and for helping to combat shortage of clean water

Energy-saving measures
Solutions to reduce energy consumption.

Low-emission transport
Transport solutions to reduce emissions

Circular solutions
Solutions that help to reduce waste and increase recycling

2. For clients who do not want to own shares in companies involved in controversial industries or associated with high emissions

For clients who want a portfolio with lower greenhouse gas emissions today, we can put together one that excludes companies and industries with high emission levels. This generally includes coal and fossil fuels, or other high-emission sectors within industry or transport.

It’s essential to bear in mind that an exclusion approach doesn’t make anything disappear. Many sectors must and do have a plan to adapt.